Our Products

Mortgage

Purchase

When you are a first time buyer or looking to sell your current house and purchase a different or additional property.

Remortgage

When you are looking to switch lender to a more competitive lender/product.

Buy to Let

When you are looking to purchase a property for investment purposes and will be renting that property out to tenants.

Help to Buy

A government-backed initiative set up to help first time buyers and those looking to move up the property ladder, to purchase a property with as little as a 5% deposit. With a deposit of 5%, the Help to Buy Equity Loan scheme allows you to borrow an additional 20% of the purchase price of the property from the government; the loan is interest-free for the first 5 years, with the remainder 75% being raised through a mortgage.

Let to Buy

When you are looking to purchase a new main residence to live in, but wish to retain your current main residence and turn that into a Let-to-Buy and rent that out for investment purposes.

Right to Buy

Council tenants are able to purchase the property they live in at a discounted price. However the scheme does not apply to all tenants and as always, there are certain criteria that you will need to meet to be able to benefit from this scheme. To take advantage of this scheme, you will have to approach your landlord who will arrange for you property to be valued, before confirming the asking price.

Insurance

Life Insurance

Protect loved-ones financially in the event of death to the name insurer.

Critical Illness Insurance

Protect your family and mortgage payments if you are diagnosed as suffering from a specified serious illness.

Buildings Insurance

Buildings insurance is essential because it protects your property against destruction and damage. This means that in the event of your home being completely or partly destroyed, the policy will fund rebuilding or repairing. Furthermore, the policy will also usually cover repairs due to circumstances beyond your control. These could include damage due to flooding or storms, burst pipes and other water leakage problems, subsidence, vandalism or damage by a third party, kitchen, bathroom, floors, electrical wiring etc.

Income Protection

Protect your income in the event of you not being able to work through long term illness or incapacity.

Landlord Insurance

Buildings insurance for landlords that rent out the property they own.

Unemployment Insurance

Protect your mortgage payments if you made redundant.

Mortgage Calculator

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Stamp Duty Calculator

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